Sara Young

Sage Financial Associates
Administrative Registered Representative and Insurance Specialist

For 30 years Sara has worked in the financial services industry with focus in the area of insurance planning encompassing the full range of life, disability, long term care insurance solutions and fixed annuities.  *Fixed annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. *

Sara is adept at both personal insurance planning needs, and business planning such as protecting buy-sell business agreements, and key person plans.  She has provided consulting and guidance to financial professionals and to clients, and is a co-owner of Shipp Financial Services, an insurance brokerage general agency based in the Capital District of New York.  

Sara also is fully licensed as an administrative registered representative and stands ready to assist with any administrative needs. She is a key part of the customer support team, assisting with setup of new accounts and applications, welcoming clients to the practice, and helping clients with account updates and questions.  

Away from the office Sara enjoys spending time with her twin granddaughters, fishing, puttering in her garden and watching her Steelers, Pirates and Penguins play.

Areas Of Expertise

Insurance Plans Specialist

Sara brings over 30 years experience in the areas of individual life, disability income protection and the various forms of long term care insurance plans, including the newer hybrid and linked products being offered today. She also has knowledge of fixed annuities and small business insurance solutions. Her experience includes helping to design coverage for a given circumstance, illustrating and comparing various company offerings, assisting with applications, and insurance coverage reviews.

Registered Administrative Assistant

Sara is a fully licensed representative for securities, and focuses on the administrative side of client services. Sara assists with implementing chosen investment solutions, along with other client transactions and needs, such as beneficiary and account updates, producing client
performance reports, setting up client portal access; and supporting banking, ACH and RMD requests, along with other client requests for information such as year end tax documents.

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