Michelle Lyman, CASL (R)

Sage Financial Associates

Michelle has spent over 20 years with various insurance organizations, 17 of those years with Anchor Agency Insurance, where she focused on 401k’s and group benefits.  Michelle works with employers and participants, and also has a certification as a Chartered Advisor for Senior Living, and brings this depth of experience to Sage Financial Associates, joining the group in 2019.  Michelle currently practices out of her home office in Guilderland, and also meets clients at the Sage Mansion office in Menands. 

Michelle was born, raised, and lives in the Capital District.  During her free time she enjoys playing golf and spending time with her husband and grandchildren.


Areas Of Expertise

Group Retirement Plans

I work with Employer Groups to implement and manage their Group Retirement plans to help them attract top talent and retain valuable employees. I am able to support employee’s engagement by educating employees on the basics of investing, for the advanced investor more complicated investment ideas, and the rules governing their specific plan.

Retirement Planning

I work with each individual to build an Investment strategy based on their specific needs and financial objective. I am continuously researching to stay abreast of the many different investment and/or products available that will help ensure that they reach their retirement goals. I treat my client’s financial goals with the same care as my own.

Insurance Planning

My past experience in the insurance industry has allowed me the knowledge to fully understand the importance of insurance and how insurance can help achieve and maintain a good financial plan.

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